If you need relief from chronic pain or you’re experiencing limited mobility in any of your joints, a physical therapist (PT) can hasten your recovery. You may also receive a referral to a PT after going through a surgical procedure. The cost of physical therapy varies depending on whether you pay your therapist directly or your health insurance covers the treatment.
The price for physical therapy usually includes the cost of initial assessment, the cost of using special equipment and the type of condition being treated. You’ll also need to know the total number of therapy sessions your therapist offers before you can estimate the complete cost of treatment.
Here are answers to frequently asked questions about the cost of physical therapy.
During a single visit or session, the PT will assess your health and recommend an exercise plan to help you regain strength and start moving freely. Your therapist will also work to relieve your pain. You may use special equipment, including resistance bands, weights, treadmills and medicine balls. Keep in mind the cost will also depend on whether or not you have insurance.
Physical therapy costs $20-55 per session. Most insurance providers can cover at least 50 percent of the costs. But coverage is only accessible after you’ve paid your yearly deductible, which could range from $250 to $1250 or higher. Normally, your PT will need to have a referral from an orthopedic doctor or your primary care physician before the treatment is covered or reimbursed.
Although the cost of therapy is lower when you have health insurance, it’s not free. Typically, your co-payments and insurance premium payments don’t count toward your deductible, and you need to pay the deductible first before you enjoy insurance coverage.
The average cost of receiving physical therapy without health insurance is now $75 to $150 per session. The actual price you pay depends on the type and severity of the injury. The standard out-of-pocket fee for a single evaluation assessment is $150. If you’re going to have a consultation and training in a single session, then you may need to pay up to $225.
In-home therapy costs more than what you pay when you visit therapists in their clinic. The cost of in-home physical therapy is about $100 to $150 per session. This price covers travel expenses incurred to visit your home. If you don’t have insurance, it will cost you $125 per session to receive treatment for post-operative care and treatment for ACL tears and other injuries.
You don’t always have to pay for your physical therapy through an insurer. However, it’s more expensive if you don’t. A single session paid out of pocket could cost from $75 to $350. The average cost per session is $150 for an out of pocket payment.
The cost of therapy may change based on the duration of treatment. If you need a few therapy sessions to recover from a sports injury, then you may pay just a few hundred dollars. However, for major post-operative rehabilitation after surgery, you may need thousands of dollars for the total number of sessions required.
Call OrthoBethesda today if you need a reliable physical therapist. Our therapists are specially trained, qualified and certified to deliver the most effective care, improve range of motion and restore strength to your muscles and ligaments.